With LifeTrendsâ trademarked tool, PRECalc (Policy Review Estimation Calculator), you can review clients’ policies and better serve their changing needs.
Tag: Life Insurance
Step-up Your Setup
In this blog, we step through the many components of a typical distribution-oriented illustration setup that may ensure a policyâs premiums, cash accumulation, and death benefit work together to stay within current tax guidelines.
Lasting Legacy with Maximum Benefits: Single-Pay Whole Life
What are your clients doing with that dusty old savings account? Reposition the money into Single-Pay Whole Life so they can leave a legacy.
Bridging the Gap Between GUL and IUL
Are your clients worried about choosing between Guaranteed Universal Life or Indexed Universal Life products? Have no fear: Bridge Products are here!
LifeTrends 70% Window
We looked at all the options to get our arms around the IUL market, and we are bringing the 70% window evaluation back as the strongest, and simplest approach.
Term A La Modal Factors
Modal factors hardly affect Term premium positioning. Rest assured that switching from annual to monthly premium will not drastically change the competitive positioning of your product.
LifeTrends is Celebrating 8 Years!
LifeTrends prides itself in partnership and collaboration. Karen Joyner and David Lear express gratitude for those behind LifeTrendsâ success as we celebrate our 8th anniversary!
Rocking Around the LifeTrends Tree
Itâs Giving Season, and the industry has been very generous in 2018. See how we laid out the year’s major market trends.
Safety in Numbers: Endowment Scenarios
While most of the market is minimally funding their policies, wouldnât it be better to endow them for that extra cash build up as safety net? In a world of Indexed UL uncertainty, it seems smart to build more of a cash value cushion. We decided to dig into the numbers and find out if this hedge is a worthwhile approach.
Early Premium
While universal life policies are touted for having more âflexibilityâ than whole life, the timing of payments is still important for ensuring that the policy doesnât come across any hitches. Changing up the premium pattern can be a dangerous game and might affect the integrity of the product being sold.