Each company’s Overloan Protection Rider is unique. We help categorize the important aspects of each, so you understand what to expect.
Some carriers offer a Premium Deposit Account (PDA). A PDA provides the convenience of funding a policy with a one-time payment along with a non-MEC premium structure.
Though the concept of long-term care (LTC) is not a new one, we have seen a resurgence in its popularity integrated into life insurance. These once-expensive, standalone products that covered the cost of care in the event of a chronic illness or disability have found a new home in the pared-down form of long-term care combination (LTC Combo) products.
Every client has different priorities when purchasing life insurance. Long Term Care and Chronic Illness riders may be exactly what they need.
Interest bonuses are accompanied by a variety of bells and whistles, which can overwhelm IUL policy seekers. Let us help you get a handle on this important IUL feature.