Age differences between couples can affect their decision about survivorship policies. Our study observes couples of different age gaps and reveals factors that should be considered throughout their policy-purchasing process.
Category: Analysis
Interest Rate Sensitivity
It’s hard to know what illustrated rate is reasonable for an Indexed Universal Life product. Read about a test we performed to gain one perspective on these interest sensitive products. The moral of the story? Monitoring your client’s policy is essential.
Participating Loans
What are the primary differences between the various types of participating loans currently in the market? See our analysis to learn more.
Guaranteed Cash
In the Indexed UL world, we tend to see a bright and sunny picture based on higher illustrated rates, but what would happen in the worst case scenario? See what we discovered about guaranteed cash value at retirement.