Keeping Track of Change, Change and More Change
A brief examination of life insurance trends from 2018 to present....
Resources
Déjà VUL
Picture this – the housing market is soaring, and the markets have been steadily increasing for years. While your first thought may be the present day, it also harkens back to the 1990s when there were very similar conditions. A sustained ‘bull market’ in the...
Wait, What? How Much Can You Accelerate with a Chronic Illness Rider?
Taking a look back at life insurance trends we’ve seen products fall in and out of favor. Fifteen years ago, guaranteed universal life (GUL) enjoyed its heyday. Then, we watched alternatives to GULs rise, focused on a similar value proposition. Sometimes this took the form...
7702 and 7702A: Unpacking the Changes
The substantial change to IRC Section 7702 made by the Consolidated Appropriations Act has been the big story in 2021. Why were these changes made and what might this broadly mean for different insurance products? Unpack the changes with us in this **SPECIAL EDITION*** POINTS...
AG 49-A: After the Clouds Have Cleared
As the old adage goes, “In theory, there is no difference between theory and practice. In practice, there is.” I think this proverb applies to many aspects of our industry, but perhaps nowhere is it more obvious than with regulation and the recent A-supplement to...