Picture this – the housing market is soaring, and the markets have been steadily increasing for years. While your first thought may be the present day, it also harkens back to the 1990s when there were very similar conditions. A sustained ‘bull market’ in the...
The substantial change to IRC Section 7702 made by the Consolidated Appropriations Act has been the big story in 2021. Why were these changes made and what might this broadly mean for different insurance products? Unpack the changes with us in this **SPECIAL EDITION*** POINTS...
Guaranteed variable universal life (GVUL) and traditional guaranteed universal life (GUL) products can seem like very different vehicles. After all, they look and feel like very different sets of wheels with their own individual styles, target audiences, and requirements, but under the hood, the same...
Variable Universal Life (VUL) products have come a long way since their debut in the 1980s. Their tagline is simple – they are universal life products whose cash component is invested in the market rather than growing by rates set by ...