Review a brief examination of life insurance trends from 2018 to the present.
Tag: Trends
Wait, What? How Much Can You Accelerate with a Chronic Illness Rider?
We zeroed in on the riders available on life insurance. The most prevalent are chronic illness riders. Not much attention has been given to how widely benefit amounts can vary or what the actual cost to accelerate is (at the time of claim). Read on to see what we found.
Overcoming 2020: PBR/2017 CSO, Low Interest Rates, COVID-19, and AG 49-A
While the low interest rate environment and COVID clearly affected 2020, the year was also packed with other major themes for our industry, like PBR/2017 CSO tables and AG49-A.
The Pulse of the Industry: COVID-19 Responses
COVID-19 presented the life insurance industry with unique challenges. Hear from our partners about the innovation, technologies and efficiencies that were created to keep our industry going.
Product Evolution: How Long Do Products Stay on Top?
Carriers constantly innovate to make new and better products, and no product stays at the very top forever.
Premium Deposit Account: A Policyâs Friend with Tax Benefits
Some carriers offer a Premium Deposit Account (PDA). A PDA provides the convenience of funding a policy with a one-time payment along with a non-MEC premium structure.
Looking Back on the âTwenty-Teensâ â Decade in Review
Let’s look back on where the âtwenty-teensâ brought us. With regulation changes and beyond, weâve seen some movements on all life product lines in the past nine years.
2019 Year in Review: Donât Blink
2019 held some of the most product turnover, innovation, and controversy of any in recent memory. If you blinked, you may have missed something. Catch up here!
The Best of Both Worlds: A Look at Combo Products
Though the concept of long-term care (LTC) is not a new one, we have seen a resurgence in its popularity integrated into life insurance. These once-expensive, standalone products that covered the cost of care in the event of a chronic illness or disability have found a new home in the pared-down form of long-term care combination (LTC Combo) products.
Telling Time: A Historical Look at Accumulation IULs
IUL is at the forefront of innovation and effort within the industry. Due to its increased popularity, we wanted to look into how accumulation IULs have changed in the past few years.