We looked at all the options to get our arms around the IUL market, and we are bringing the 70% window evaluation back as the strongest, and simplest approach.
While most of the market is minimally funding their policies, wouldn’t it be better to endow them for that extra cash build up as safety net? In a world of Indexed UL uncertainty, it seems smart to build more of a cash value cushion. We decided to dig into the numbers and find out if this hedge is a worthwhile approach.
In the land of Indexed Universal Life, the selected illustrated rate is one of the most debated factors considered when comparing product performance. Read why we created the 70% window.
Read our approach on four useful hedging strategies when it comes to the Indexed UL sale.
What are the primary differences between the various types of participating loans currently in the market? See our analysis to learn more.