Tag: Long Term Care Riders

Wait, What? How Much Can You Accelerate with a Chronic Illness Rider?

Wait, What? How Much Can You Accelerate with a Chronic Illness Rider?

We zeroed in on the riders available on life insurance. The most prevalent are chronic illness riders. Not much attention has been given to how widely benefit amounts can vary or what the actual cost to accelerate is (at the time of claim). Read on to see what we found.

The Best of Both Worlds: A Look at Combo Products

The Best of Both Worlds: A Look at Combo Products

Though the concept of long-term care (LTC) is not a new one, we have seen a resurgence in its popularity integrated into life insurance. These once-expensive, standalone products that covered the cost of care in the event of a chronic illness or disability have found a new home in the pared-down form of long-term care combination (LTC Combo) products.