In the land of Indexed Universal Life, the selected illustrated rate is one of the most debated factors considered when comparing product performance. Read why we created the 70% window.
Tag: IUL
Hedging Strategies
Read our approach on four useful hedging strategies when it comes to the Indexed UL sale.
Interest Bonus
Interest bonuses are accompanied by a variety of bells and whistles, which can overwhelm IUL policy seekers. Let us help you get a handle on this important IUL feature.
Interest Rate Sensitivity
It’s hard to know what illustrated rate is reasonable for an Indexed Universal Life product. Read about a test we performed to gain one perspective on these interest sensitive products. The moral of the story? Monitoring your client’s policy is essential.
Guaranteed Cash
In the Indexed UL world, we tend to see a bright and sunny picture based on higher illustrated rates, but what would happen in the worst case scenario? See what we discovered about guaranteed cash value at retirement.