Most life insurance products offer some form of living benefit riders. These riders can either be built into the policy or made available as an add-on. Look at some options here.
Tag: Comparing Markets
ReVving Up: Another Look at Guaranteed VULs
Guaranteed variable universal life (GVUL) has been in the market for some time now, and these products are certainly worth another look, especially given increased partner interest and feedback on the topic.
Product Evolution: How Long Do Products Stay on Top?
Carriers constantly innovate to make new and better products, and no product stays at the very top forever.
Using All the Tools in Your Toolbox with Multi-Benchmarking
One of the most useful and sophisticated features on the LifeTrends platform is the multi-benchmark option. A veritable Swiss-army knife in the right hands, the multi-benchmark is a quick and easy way to keep up in today’s ever-changing marketplace.
The Big Apple-ton and Other Unique New York Regulations
New York has always been well-known in the industry as a state with unique characteristics. While each state has its own set of regulations, New York stands out with heavily consumer-focused rules.
Markets Down Memory Lane
Reflecting on industry history can help you guide your client to a well-informed decision about their life insurance policy. Read about how two of the industry’s most important markets (GUL and IUL) have changed over the years and where they stand now.