Through COVID, the economy, and more, it’s hard to think back to the beginning of the year and believe that it was only 12 months ago. While the low interest rate environment and COVID clearly affected all, 2020 was also packed with other major themes...
As November comes to an end, something on the minds of participating whole life carriers and policy owners is dividends. For carriers, they may be wondering what the new dividend rates are, particularly in the face of the coronavirus pandemic. But consumers might be asking...
If this year has shown us anything, it is the unfortunate truth that big things happen with little to no prompting that can change the entire course of our lives. We in the life insurance industry know this far too well and have made it...
This historic year has presented the life insurance industry with unique challenges due to the onset of the new coronavirus pandemic. The initial shock reverberated throughout the Life Insurance industry similar to the rest of the financial markets. But we now sit six months into...
Guaranteed variable universal life (GVUL) and traditional guaranteed universal life (GUL) products can seem like very different vehicles. After all, they look and feel like very different sets of wheels with their own individual styles, target audiences, and requirements, but under the hood, the same...