July 1, 2024
June 2024
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| Ameritas, FLX Living Benefits Index UL – S&P 500 1-Yr Point-to-Point (with Cap) | 6.05% | 5.79% | 9.50% | 9.00% |
| Ameritas, Growth Index UL II – Capped S&P 500 1-Yr | 6.18% | 5.92% | 9.75% | 9.25% |
| Ameritas, Value Plus IUL – Capped S&P 500 1-Yr | 5.40% | 5.12% | 8.25% | 7.75% |
| Ameritas, Value Plus SIUL – Capped S&P 500 1-Yr | 5.40% | 5.12% | 8.25% | 7.75% |
| Columbus Life, Expedition SIUL – Capped Annual Point-to-Point Indexed Account – 0% MGIR | 6.29% | 6.53% | 10.00% | 10.50% |
| Columbus Life, Expedition SIUL – JP Morgan Balanced Growth – 0% MGIR | 4.92% | 6.14% | ||
| Columbus Life, Indexed Explorer Plus UL 2023 – Capped Annual Point-to-Point Indexed Account – 0% MGIR | 6.29% | 6.53% | 10.00% | 10.50% |
| Columbus Life, Indexed Explorer Plus UL 2023 – JP Morgan Balanced Growth – 0% MGIR | 4.92% | 6.14% | ||
| Nationwide, Indexed UL Accumulator II 2020 – 1-Yr S&P 500 Annual Pt to Pt | 6.30% | 6.42% | 10.00% | 10.25% |
| Nationwide, Indexed UL Accumulator II 2020 – 1-Yr JP Morgan Mercury Plus | 5.58% | 5.65% | ||
| Nationwide, Indexed UL Accumulator II 2020 – 1-Yr BNP Paribas Global H Factor Plus | 5.58% | 5.65% | ||
| Nationwide, Indexed UL Protector II 2020 – 1-Yr S&P 500 Annual Pt to Pt | 6.30% | 6.42% | 10.00% | 10.25% |
| Nationwide, Survivorship Indexed Universal Life 2020 – 1-Yr S&P 500 Annual Pt to Pt | 6.30% | 6.42% | 10.00% | 10.25% |
May 2024
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| Equitable Financial, BrightLife Grow Series 159 – Annual S&P 500 | 4.07% | 4.22% | 6.00% | 6.25% |
April 2024
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| American National, Signature Performance IUL – S&P 500 Index Pt-toPt with Cap (Value Cap) | 6.28% | 6.30% | ||
| American National, Signature Protection IUL – S&P 500 Index Pt-to-Pt with Cap | 5.90% | 5.92% | ||
| Ameritas, FLX Living Benefits Index UL – S&P 500 1-Yr Point-to-Point (with Cap) | 9.25% | 9.50% | ||
| Ameritas, FLX Living Benefits Index UL – S&P 500 1-Yr Point-to-Point (with Cap) | 5.92% | 6.05% | ||
| Ameritas, Growth Index UL II – Capped S&P 500 1-Yr | 6.05% | 6.18% | 9.50% | 9.75% |
| Ameritas, Value Plus IUL – Capped S&P 500 1-Yr | 5.26% | 5.40% | 8.00% | 8.25% |
| Ameritas, Value Plus SIUL – Capped S&P 500 1-Yr | 5.26% | 5.40% | 8.00% | 8.25% |
| AuguStar Life, Virtus IUL II – S&P 500 | 6.70% | 6.75% | ||
| National Life, NL FlexLife – US Pacesetter Index Point to Point No Cap | 6.42% | 6.44% | ||
| National Life, NL FlexLife – S&P 500 Point to Point Cap Focus | 5.97% | 6.00% | ||
| National Life, LSW SummitLife – S&P 500 Point to Point Cap Focus | 5.97% | 6.00% | ||
| National Life, LSW SummitLife – US Pacesetter Index Point to Point No Cap | 6.42% | 6.44% | ||
| National Life, NL SurvivorLife – S&P 500 Point to Point Cap Focus | 5.97% | 6.00% | ||
| National Life, NL SurvivorLife – US Pacesetter Index Point to Point No Cap | 6.42% | 6.44% | ||
| Penn Mutual, Accumulation Indexed Universal Life – Capped 1-Year with 0% Floor | 6.27% | 6.38% | 10.00% | 10.25% |
| Penn Mutual, Survivorship IUL – Capped 1-Year with 0% Floor | 6.27% | 6.38% | 10.00% | 10.25% |
| Prudential, PruLife Founders Plus Index UL (2023) – Plus 100 Account | 4.84% | 5.12% | 7.25% | 7.75% |
| Prudential, PruLife Founders Plus Index UL (2023) – Goldman Sachs Account | 2.58% | 2.55% | ||
| Prudential, PruLife Index Advantage UL (2020) – Indexed Account | 5.12% | 5.40% | 7.75% | 8.25% |
| Symetra, Symetra Accumulator Ascent IUL 2.0 – Putnam Dynamic Low Volatility Fixed Bonus Account | 5.97% | 6.21% | ||
| Symetra, Symetra Accumulator Ascent IUL 2.0 – S&P 500 Index – Core | 6.52% | 7.00% | 10.50% | 11.50% |
| Symetra, Symetra Protector IUL 5.0 – S&P 500 Index – Core | 6.02% | 6.05% | ||
| Symetra, Symetra Protector IUL 5.0 – Putnam Dynamic Low Volatility Index, Fixed Bonus | 5.97% | 6.00% |
March 2024
| Universal Life | Old IR | New IR | ||
|---|---|---|---|---|
| National Life, NL BasicSecure | 5.65% | 5.30% |
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| Columbus Life, Expedition SIUL – Capped Annual Point-to-Point Indexed Account – 0% MGIR | 6.21% | 6.29% | ||
| Columbus Life, Expedition SIUL – JP Morgan Balanced Growth – 0% MGIR | 5.20% | 4.92% | ||
| Columbus Life, Indexed Explorer Plus UL 2023 – Capped Annual Pointto-Point Indexed Account – 0% MGIR | 6.21% | 6.29% | ||
| Columbus Life, Indexed Explorer Plus UL 2023 – JP Morgan Balanced Growth – 0% MGIR | 5.20% | 4.92% | ||
| Corebridge Financial, Max Accumulator+ III IUL – Blend Participation Rate Account – MLSB | 6.42% | 6.44% | ||
| Corebridge Financial, Max Accumulator+ III IUL – High Cap Rate Account – S&P 500 | 6.97% | 6.99% | ||
| Corebridge Financial, Value+ Protector III IUL – Blend Participation Rate Account – MLSB | 5.72% | 5.74% | ||
| Corebridge Financial, Value+ Protector III IUL – High Cap Rate Account – S&P 500 | 6.27% | 6.29% | ||
| Corebridge Financial, Value+ Protector III IUL – High Bonus Rate Account – S&P 500 | 5.24% | 5.25% | ||
| Fidelity and Guaranty Life, FG Everlast – S&P Annual PTP 100% PAR | 6.30% | 6.33% | ||
| Fidelity and Guaranty Life, FG Freedom – S&P Annual PTP 100% PAR | 7.23% | 7.08% | ||
| Fidelity and Guaranty Life, FG Freedom – Barclays Annual PTP 210% PAR w/Spread | 7.01% | 6.65% | ||
| Fidelity and Guaranty Life, FG Gold – S&P Annual PTP 100% PAR | 7.03% | 6.91% | ||
| Fidelity and Guaranty Life, FG Pathsetter – Barclays Trailblazer Sectors 5 Annual PTP Par 170% with 1% Bonus | 5.84% | 5.61% | ||
| Fidelity and Guaranty Life, FG Pathsetter – S&P Annual PTP 100% PAR | 7.23% | 7.08% | ||
| North American, Builder Plus IUL 3 – S&P 500® Annual Point-to-Point | 5.94% | 5.95% | ||
| North American, Builder Plus IUL 3 – High Par Fidelity Multifactor Yield Index SM 5% ER Account | 5.81% | 5.63% | ||
| North American, Protection Builder IUL – S&P 500® Annual Point-toPoint | 4.63% | 4.61% | ||
| North American, Protection Builder IUL – High Par Fidelity Multifactor Yield Index SM 5% ER Account | 4.20% | 3.75% | ||
| North American, Smart Builder IUL 2 – S&P 500® Annual Point-to-Point | 4.36% | 4.34% | ||
| North American, Smart Builder IUL 2 – High Par Fidelity Multifactor Yield Index SM 5% ER Account | 4.19% | 3.74% | ||
| Principal, Indexed Universal Life Accumulation II – S&P 500 Price Return Point to Point | 5.77% | 5.79% | ||
| Principal, IUL Flex II – S&P 500 Price Return Point to Point | 5.51% | 5.52% |
February 2024
| Universal Life | Old IR | New IR | ||
|---|---|---|---|---|
| Guardian, Protection UL (2020) | 4.00% for Years 1-10, 4.25% Thereafter | 4.25% for Years 1-10, 4.50% Thereafter | ||
| New York Life, Survivorship Universal Life AD119 | 3.50% | 3.60% | ||
| New York Life, Universal Life AD119 | 3.50% | 3.60% | ||
| Penn Mutual, Protection Universal Life | 4.00% | 4.50% | ||
| Security Mutual Life, Survivorship UL3 | 3.35% | 4.00% |
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| Allianz, Life Pro+ Advantage – Standard Annual Point-to-Point S&P 500 | 7.39% | 7.42% | ||
| Allianz, Life Pro+ Advantage (Classic BUDBI / PIMCO Blend) – Classic BUDBI / PIMCO Blend | 6.71% | 6.74% | ||
| Allianz, Life Pro+ Advantage (Select BUDBI / PIMCO Blend) – Select BUDBI / PIMCO Blend | 7.39% | 7.42% | ||
| Ameritas, FLX Living Benefits Index UL – S&P 500 1-Yr Point-to-Point (with Cap) | 5.90% | 5.92% | ||
| Ameritas, Growth Index UL II – Capped S&P 500 1-Yr | 6.01% | 6.05% | 9.45% | 9.50% |
| Ameritas, Value Plus IUL – Capped S&P 500 1-Yr | 5.10% | 5.26% | 7.75% | 8.00% |
| Ameritas, Value Plus SIUL – Capped S&P 500 1-Yr | 5.10% | 5.26% | 7.75% | 8.00% |
| John Hancock, Accumulation IUL 23 – Barclays Global MA Bonus | 4.44% | 5.25% | ||
| John Hancock, Accumulation IUL 23 – Barclays Global MA Plus | 6.70% | 6.97% | ||
| John Hancock, Accumulation IUL 23 – Capped Account | 5.57% | 5.79% | 8.75% | 9.00% |
| John Hancock, Accumulation IUL 23 – Core High Capped Account | 6.22% | 6.45% | 10.00% | 10.75% |
| John Hancock, Protection SIUL 22 – Barclays Global MA Bonus | 4.68% | 4.73% | ||
| John Hancock, Protection SIUL 22 – Barclays Global MA Plus | 7.35% | 6.97% | ||
| John Hancock, Protection SIUL 22 – Core Capped Indexed Account | 5.07% | 4.83% | 7.75% | 7.25% |
| John Hancock, Protection SIUL 22 – Core High Capped Indexed Account | 6.16% | 5.90% | 10.00% | 9.50% |
| Lincoln Financial, WealthAccumulate 2 IUL (2020)-04/17/23 – Fidelity AIM Dividend Fixed Bonus Indexed Account | 5.27% | 5.69% | ||
| Lincoln Financial, WealthAccumulate 2 IUL (2020)-04/17/23 – Fidelity AIM Indexed Account | 6.63% | 6.76% | ||
| Lincoln Financial, WealthAccumulate 2 IUL (2020)-04/17/23 – Multiplier Indexed Account | 5.62% | 5.68% | ||
| Lincoln Financial, WealthAccumulate 2 IUL (2020)-04/17/23 – Traditional Indexed Account | 6.29% | 6.55% | 10.00% | 10.50% |
| Lincoln Financial, WealthPreserve 2 IUL (2020)-02/13/23 – Fidelity AIM Dividend Fixed Bonus Indexed Account | 4.58% | 5.66% | ||
| Lincoln Financial, WealthPreserve 2 IUL (2020)-02/13/23 – Fixed Bonus Indexed Account | 5.83% | 6.11% | 9.00% | 9.50% |
| Lincoln Financial, WealthPreserve 2 IUL (2020)-02/13/23 – Traditional Indexed Account | 6.27% | 6.53% | 10.00% | 10.50% |
| Lincoln Financial, WealthPreserve 2 Survivorship IUL (2022)-02/13/23 – Fidelity AIM Dividend Fixed Bonus Indexed Account | 4.58% | 5.66% | ||
| Lincoln Financial, WealthPreserve 2 Survivorship IUL (2022)-02/13/23 – Fixed Bonus Indexed Account | 5.83% | 6.11% | 9.00% | 9.50% |
| Lincoln Financial, WealthPreserve 2 Survivorship IUL (2022)-02/13/23 – Traditional Indexed Account | 6.27% | 6.53% | 10.00% | 10.50% |
| Mutual of Omaha, Income Advantage – BofA US Agility Index: One Year Uncapped Account | 5.29% | 5.51% | ||
| Mutual of Omaha, Income Advantage – One-Year 100% Participation Account | 6.28% | 6.30% | ||
| Mutual of Omaha, Life Protection Advantage – BofA US Agility Index: One Year Uncapped Account | 4.71% | 4.83% | ||
| Mutual of Omaha, Life Protection Advantage – One Year 100% Participation Account | 5.51% | 5.53% | ||
| Nationwide, Indexed UL Accumulator II 2020 – 1-Yr S&P 500 Annual Pt to Pt | 6.28% | 6.30% | ||
| Nationwide, Indexed UL Accumulator II 2020 – 1-Yr JP Morgan Mercury Plus | 5.61% | 5.58% | ||
| Nationwide, Indexed UL Accumulator II 2020 – 1-Yr BNP Paribas Global H Factor Plus | 5.61% | 5.58% | ||
| Nationwide, Indexed UL Protector II 2020 – 1-Yr S&P 500 Annual Pt to Pt | 6.03% | 6.30% | 9.50% | 10.00% |
| Nationwide, Survivorship Indexed Universal Life 2020 – 1-Yr S&P 500 Annual Pt to Pt | 6.03% | 6.30% | 9.50% | 10.00% |
| Pacific Life, Pacific Discovery Xelerator IUL 2 – 1 Year Select Volatility Control Indexed Account | 3.86% | 3.47% | ||
| Pacific Life, Pacific Discovery Xelerator IUL 2 – 1 Year High Cap Indexed Account | 6.06% | 5.73% | ||
| Pacific Life, Pacific Discovery Xelerator IUL 2 – 1 Year Indexed Account | 4.91% | 4.93% | 7.50% | 8.00% |
| Pacific Life, Pacific Horizon IUL – 1 Year Volatility Control Indexed Account | 5.67% | 5.49% | ||
| Pacific Life, Pacific Horizon IUL – 1 Year High Par Volatility Control Indexed Account | 6.28% | 6.10% | ||
| Pacific Life, Pacific Horizon IUL – 1 Year High Cap Indexed Account | 7.05% | 7.08% | ||
| Pacific Life, Pacific Horizon IUL – 1 Year Indexed Account | 6.28% | 6.30% | ||
| Pacific Life, Pacific Horizon ECV IUL – 1 Year Volatility Control Indexed Account | 5.67% | 5.49% | ||
| Pacific Life, Pacific Horizon ECV IUL – 1 Year High Par Volatility Control Indexed Account | 6.28% | 6.10% | ||
| Pacific Life, Pacific Horizon ECV IUL – 1 Year High Cap Indexed Account | 7.05% | 7.08% | ||
| Pacific Life, Pacific Horizon ECV IUL – 1 Year Indexed Account | 6.28% | 6.30% | ||
| Pacific Life, Pacific Horizon SIUL – 1 Year Volatility Control Indexed Account | 5.67% | 5.49% | ||
| Pacific Life, Pacific Horizon SIUL – 1 Year Indexed Account | 6.28% | 6.30% | ||
| Pacific Life, Pacific Trident IUL – 1 Year Indexed Account | 5.37% | 5.41% | ||
| Protective, Indexed Choice UL – Indexed | 5.77% | 5.79% |
January 2024
| Universal Life | Old IR | New IR | ||
|---|---|---|---|---|
| Prudential, PruLife Essential UL (2023) | 3.65% | 3.80% | ||
| Thrivent, Accumulation UL | Face under $100,000: 4.80%; $100,000 – $249,999: 4.90%; $250,000 and over 5.00% | Face under $100,000: 5.05%; $100,000 – $249,999: 5.15%; $250,000 and over 5.25% | ||
| Thrivent, Protection UL | Face amounts under $100,000: 4.55%; $100,000 – $249,999: 4.65%; $250,000 and over 4.75% | Face amounts under $100,000: 4.80%; $100,000 – $249,999: 4.90%; $250,000 and over 5.00% |
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| Principal, Indexed Universal Life Accumulation II – S&P 500 Price Return Point to Point | 5.51% | 5.77% | 8.50% | 9.00% |
| Prudential, PruLife Founders Plus Index UL (2023) – Plus 100 Account | 4.82% | 4.84% | ||
| Prudential, PruLife Founders Plus Index UL (2023) – Goldman Sachs Account | 2.57% | 2.58% | ||
| Prudential, PruLife Index Advantage UL (2020) – Indexed Account | 5.10% | 5.12% | ||
| Prudential, PruLife Survivorship Index UL (2019) – Indexed Account | 5.10% | 5.12% | ||
| Prudential, PruLife Survivorship Index UL (2019) – Indexed Account w/ Multiplier | 5.04% | 5.06% | ||
| Securian Financial, Eclipse Accumulator IUL | 6.30% | 6.32% | ||
| Securian Financial, Eclipse Protector II IUL | 5.51% | 5.55% | ||
| Securian Financial, Eclipse Survivor IUL II | 6.30% | 6.32% |
December 2023
| Universal Life | Old IR | New IR | ||
|---|---|---|---|---|
| Penn Mutual, Protection Universal Life | 3.75% | 4.00% |
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| Ameritas, FLX Living Benefits Index UL | 5.77% | 5.90% | 9.00% | 9.25% |
| Ameritas, Value Plus IUL | 4.96% | 5.10% | 7.50% | 7.75% |
| Ameritas, Value Plus SIUL | 4.96% | 5.10% | 7.50% | 7.75% |
November 2023
| Universal Life | Old IR | New IR | ||
|---|---|---|---|---|
| National Life, NL BasicSecure | 5.25% | 5.65% |
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| Ameritas, Growth Index UL II – Capped S&P 500 1-Yr | 5.90% | 6.01% | 9.25% | 9.45% |
October 2023
| Universal Life | Old IR | New IR | ||
|---|---|---|---|---|
| National Life, BasicSecure | 4.75% | 5.25% | ||
| Ohio National, V-Pro UL II | 3.70% for Years 1-10, 4.45% Thereafter for <$500K DB; 3.95% for Years 1-10, 4.70% Thereafter for All Other DB | 3.95% for Years 1-10, 4.70% Thereafter for <$500K DB; 4.20% for Years 1-10, 4.95% Thereafter for All Other DB |
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| Ameritas, FLX Living Benefits Index UL | 5.64% | 5.77% | 8.75% | 9.00% |
| Ameritas, Growth Index UL II | 5.77% | 5.90% | 9.00% | 9.25% |
| North American, Builder Plus IUL 3 | 5.91% | 5.94% | 9.30% | 9.50% |
| North American, Builder Plus IUL 3 – High Par Fidelity Multifactor Yield Index SM 5% ER Account | 5.60% | 5.81% | ||
| North American, Builder Plus IUL 3 – Fidelity Multifactor Yield Index SM 5% ER Account | 3.58% | 3.30% | ||
| Ohio National, Virtus IUL II | 6.50% | 6.70% | 10.50% | 11.00% |
| Principal, Indexed Universal Life Accumulation II | 5.77% | 5.51% | 9.00% | 8.50% |
| Principal, IUL Flex II | 5.77% | 5.51% | 9.00% | 8.50% |
| Prudential, PruLife Founders Plus Index UL (2023) – Plus 100 Account | 5.10% | 4.82% | 7.75% | 7.25% |
| Prudential, PruLife Founders Plus Index UL (2023) – Goldman Sachs Account | 2.77% | 2.57% | ||
| Prudential, PruLife Index Advantage UL (2020) | 5.38% | 5.10% | 8.25% | 7.75% |
| Prudential, PruLife Survivorship Index UL (2019) – Indexed Account | 8.25% | 7.75% | ||
| Prudential, PruLife Survivorship Index UL (2019) – Indexed Account w/ Multiplier | 7.00% | 6.50% |
September 2023
| Universal Life | Old IR | New IR | ||
|---|---|---|---|---|
| Pacific Life, Versa Flex Venture UL | 5.40% | 5.60% | ||
| Principal, UL Provider Edge II | 3.75% | 4.50% | ||
| Principal, UL Flex III | 3.60% | 4.35% | ||
| Principal, SUL Provider | 3.75% | 4.50% |
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| American National, Signature Performance IUL – S&P 500 Index Pt-to-Pt with Cap (Value Cap) | 6.40% | 6.28% | 10.23% | 10.00% |
| American National, Signature Protection IUL – S&P 500 Index Pt-to-Pt with Cap | 6.03% | 5.90% | 9.50% | 9.25% |
| Columbus Life, Indexed Explorer Plus UL 2023 – Capped Annual Point-to-Point Indexed Account – 0% MGIR | 6.11% | 6.21% | 9.75% | 10.00% |
| Columbus Life, Expedition SIUL – Capped Annual Point-to-Point Indexed Account – 0% MGIR | 6.11% | 6.21% | 9.75% | 10.00% |
| Nationwide, Indexed UL Accumulator II 2020 – 1-Yr S&P 500 Annual Pt to Pt | 6.03% | 6.28% | 9.50% | 10.00% |
| Nationwide, Indexed UL Accumulator II 2020 – 1-Yr JP Morgan Mercury Plus | 5.33% | 5.61% | ||
| Nationwide, Indexed UL Accumulator II 2020 – 1-Yr BNP Paribas Global H Factor Plus | 5.33% | 5.61% | ||
| Pacific Life, Pacific Horizon IUL – 1 Year Volatility Control Indexed Account | 5.54% | 5.67% | ||
| Pacific Life, Pacific Horizon IUL – 1 Year Indexed Account | 6.03% | 6.28% | 9.50% | 10.00% |
| Pacific Life, Pacific Horizon EVC IUL – 1 Year Volatility Control Indexed Account | 5.54% | 5.67% | ||
| Pacific Life, Pacific Horizon EVC IUL – 1 Year Indexed Account | 6.03% | 6.28% | 9.50% | 10.00% |
| Pacific Life, Pacific Horizon SIUL – 1 Year Volatility Control Indexed Account | 5.54% | 5.67% | ||
| Pacific Life, Pacific Horizon SIUL – 1 Year Indexed Account | 6.03% | 6.28% | 9.50% | 10.00% |
August 2023
| Universal Life | Old IR | New IR | ||
|---|---|---|---|---|
| Ameritas, Value Plus UL | 3.70% | 4.00% |
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| Allianz, Life Pro+ Advantage – Standard Annual Point-to-Point S&P 500 | 7.08% | 7.39% | 11.75% | 12.50% |
| Allianz, Life Pro+ Advantage (Classic BUDBI / PIMCO Blend) – Classic BUDBI / PIMCO Blend | 6.10% | 6.71% | ||
| Allianz, Pro+ Advantage (Select BUDBI / PIMCO Blend) – Select BUDBI / PIMCO Blend | 7.08% | 7.39% | ||
| Ameritas, Living Benefits Index UL – S&P 500 1-Yr Point-to-Point (with Cap) | 5.77% | 5.64% | 9.00% | 8.75% |
| Securian Financial, Eclipse Accumulator IUL | 5.22% | 5.64% | 9.00% | 8.75% |
| Securian Financial, Eclipse Protector II IUL | 5.07% | 5.51% | 7.75% | 8.50% |
| Securian Financial, Eclipse Survivor IUL II | 5.22% | 6.30% | 8.00% | 10.00% |
July 2023
| Universal Life | Old IR | New IR | ||
|---|---|---|---|---|
| Cincinnati Life, Heritage UL | 4.00% | 4.25% | ||
| Thrivent, Accumulation UL | Face under $100,000: 4.55%; $100,000 – $249,999: 4.65%; $250,000 and over 4.75% | Face under $100,000: 4.80%; $100,000 – $249,999: 4.90%; $250,000 and over 5.00% | ||
| Thrivent, Protection UL | Face amounts under $100,000: 4.30%; $100,000 – $249,999: 4.40%; $250,000 and over 4.50% | Face amounts under $100,000: 4.55%; $100,000 – $249,999: 4.65%; $250,000 and over 4.75% |
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| Lincoln Financial, WealthAccumulate 2 IUL (2020)-04/17/23 – Fidelity AIM Indexed Account | 4.58% | 5.27% | ||
| Lincoln Financial, WealthAccumulate 2 IUL (2020)-04/17/23 – Traditional Indexed Account | 6.27% | 6.29% | ||
| Ohio National, Virtus IUL II | 6.00% | 6.50% | 9.50% | 10.50% |
| Prudential, PruLife Founders Plus Index UL (2023) – Goldman Sachs Account | 2.95% | 2.77% | ||
| Prudential, PruLife Survivorship Index UL (2019) – Indexed Account w/ Multiplier | 5.10% | 5.04% |
June 2023
| Universal Life | Old IR | New IR | ||
|---|---|---|---|---|
| National Life, NL BasicSecure | 5.00% | 4.75% |
| Indexed UL | Old IR | New IR | Old Cap | New Cap |
|---|---|---|---|---|
| Allianz, Life Pro+ Advantage (Classic BUDBI / PIMCO Blend) – Classic BUDBI / PIMCO Blend | 7.08% | 6.10% | ||
| Fidelity and Guaranty Life, FG Everlast – S&P Annual PTP 100% PAR | 6.28% | 6.30% | ||
| Fidelity and Guaranty Life, FG Freedom – S&P Annual PTP 100% PAR | 7.16% | 7.23% | ||
| Fidelity and Guaranty Life, FG Freedom – Barclays Annual PTP 190% PAR w/Spread | 5.23% | 7.01% | ||
| Fidelity and Guaranty Life, FG Gold – S&P Annual PTP 100% PAR | 6.96% | 7.03% | ||
| Fidelity and Guaranty Life, FG Pathsetter – Barclays Trailblazer Sectors 5 Annual PTP Par 145% with 1% Bonus | 4.06% | 5.84% | ||
| Fidelity and Guaranty Life, FG Pathsetter – S&P Annual PTP 100% PAR | 7.16% | 7.23% |