John Hancock released a new version of their Protection UL 22 product, which includes an increase in their crediting rate by 30 basis points, bringing the current crediting rate to 4.65%. In addition to the crediting rate increase, John Hancock also made their Cash Value Enhancement (Early Cash Value) Rider and Preliminary Funding Account (Premium Deposit Account) Rider available with this update. Vitality PLUS is also available and Vitality GO is included automatically.
Rates were made available on the LifeTrends site on Friday, March 4th, 2022.