Equitable Product Update: VUL Optimizer

Equitable Financial updated VUL Optimizer, their accumulation-focused product, into compliance with IRC 7702. The results of this change follow the general trend of accumulation products, yielding an improvement in distribution solves, while the initial death benefit and target premium changes have significant decreases. The VUL Optimizer continues to be a strong option in the VUL accumulation marketplace, often leading the competition when showing a 6% and 8% rate of return in distribution designs. Rates were made available on the LifeTrends website on Monday, September 13th.