Due to the continued low interest rate environment and the recent tax changes in relation to estate planning, the No-Lapse Guarantee rider will no longer be available for purchase with the Aviva Survivorship Builder after March 1, 2013.
AVIVA will restore Survivorship Builder commission rates on cash contracts to pre January 1, 2013 levels. Applications signed after March 1, 2013 will receive the new commission rate. Commission schedules will be updated by March 15, 2013.